Income Protection Mortgage Repayment Cover In case you are too sick to work, Income Protection and Mortgage Repayment Cove provide you with a monthly benefit that replaces a percentage of your income, so you can keep on top of debt and living costs. A Mortgage Repayment Policy is an alternative that can simply cover your ongoing mortgage repayments or a percentage of your income
Life Insurance In case you become terminally ill or die, Life Cover will ensure that in the event of your untimely death (or becoming terminally ill) a lump sum payment will be available. This payment will allow you to provide for your spouse/family by ensuring their financial security.
Trauma Cover In case you suffer a major health condition, Trauma insurance pays a lump sum upon diagnosis or suffering one of the covered serious conditions, regardless of whether or not you are able to perform your normal duties of work. A good trauma policy will cover over 40 major health conditions, with most claims coming from “the big three” (serious cancer, heart disease & stroke).
Total & Permanent Disability Cover In case you are unable to ever work again, Total & Permanent Disablement (TPD) Insurance pays a lump sum in the event that you’re unable to ever work again ¬totally and permanently disabled.